FoxIf you use floor plan financing to stock your inventory, your DMS should be tracking the daily interest cost on every car. Most dealer management systems — Frazer, DealerCenter, DeskManager, and AutoManager — do not do this automatically. Dealers using these platforms carry floor-planned inventory for 60, 90, or 120 days and never see the true holding cost reflected in their deal profit. They close deals thinking they made $2,000 when they actually made $1,100 — or less.
This page does two things: explains exactly why floor plan tracking matters, and gives you an honest table showing which DMS software actually does it automatically versus which ones leave it to you. One platform in this comparison built automatic floor plan tracking from the ground up. The others did not.
Short answer: Of the major independent dealer DMS options — Frazer, DealerCenter, DeskManager, AutoManager, and FoxDMS — only FoxDMS automatically calculates daily floor plan interest per vehicle and subtracts it from your deal profit. Every other platform requires manual tracking.
The Core Problem: What Dealers Are Missing Without Floor Plan Tracking
Here is a real scenario that plays out constantly in wholesale dealerships:
| Purchase price | $12,000 |
| Sale price | $14,000 |
| Looks like profit | $2,000 |
| Days on floor plan | 90 days |
| Floor plan rate | 2% / month |
| Floor plan interest (90 days) | −$900 |
| Actual profit | $1,100 |
The dealer above thought they made $2,000. They actually made $1,100. That is a 45% overstatement of profit on a single deal. Multiply that across 20, 30, or 50 deals a year and the cumulative blind spot is significant — potentially tens of thousands of dollars in misreported profit that affects how you price vehicles, how you evaluate your operation, and whether you realize a particular car was actually a wash.
The fix is straightforward: your DMS should know your floor plan rate, know when each vehicle was acquired, and automatically add the daily interest cost to the vehicle's total cost. When you close a deal, the profit should already reflect how long the car sat. Not every DMS does this.
Which DMS Tracks Floor Plan Interest Automatically?
This is the core question. The table below is the honest answer. No sales spin — just what each platform does and does not do when it comes to automatic, per-vehicle, daily floor plan interest tracking.
| Software | Auto Floor Plan Tracking | Method | Notes |
|---|---|---|---|
| FoxDMS | ✓ Yes — Automatic | Daily calculation per vehicle | Enter your rate once; system tracks interest from purchase date and includes it in every deal's profit automatically |
| Frazer DMS | ✗ No | Manual entry required | Frazer does not calculate floor plan interest per vehicle per day; dealers must add this cost by hand or maintain a separate spreadsheet |
| DealerCenter | ✗ No | Not built for floor plan tracking | DealerCenter is designed for retail dealers; it does not natively track per-vehicle floor plan costs; wholesale dealers on this platform track interest outside the system |
| DeskManager | ≈ Partial / Manual | Manual cost entry | DeskManager allows adding costs to a deal, but does not automatically calculate daily floor plan interest; the dealer must calculate and enter it |
| AutoManager | ✗ No | Manual | AutoManager does not include automatic floor plan interest tracking; dealers on floor plan must account for this cost separately |
| Spreadsheets | ✗ No | Fully manual | A spreadsheet does whatever you build it to do — but it requires you to build and maintain it, and most dealers do not have a formula that updates daily per vehicle |
The takeaway is simple: if you are using any platform other than FoxDMS and you carry floor-planned inventory, your profit numbers are incomplete by default. You are either doing extra manual work every deal, or you are not accounting for the cost at all.
How FoxDMS Floor Plan Tracking Works
FoxDMS built floor plan tracking as a core feature, not an afterthought. Here is the full process:
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Enter your floor plan rate once Go to your dealership settings and enter your monthly floor plan interest rate. You set this one time. FoxDMS applies it to every floor-planned vehicle going forward.
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Add a vehicle with its purchase date When you add a vehicle to inventory, you enter the purchase date and floor plan amount. This becomes the start date for the interest clock. The system knows when the car came in.
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The system tracks daily interest automatically Every day the vehicle sits in inventory, FoxDMS calculates and accumulates the floor plan interest cost. You do not need to log in, update a spreadsheet, or enter anything. The number grows automatically as the car ages.
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Profit is accurate in every deal When you create a deal on that vehicle, the accumulated floor plan interest is already included in the vehicle's total cost. The gross profit you see in the deal is the real number — after floor plan, after expenses, after pack.
That is the entire workflow. No spreadsheet on the side. No end-of-month reconciliation. No surprise when you look at your P&L and wonder where the money went.
What Dealers Without Tracking Actually Do
Dealers using Frazer, DealerCenter, AutoManager, or spreadsheets are not ignoring floor plan costs entirely — most are working around the problem in one of three ways. None of them work well.
Each of these workarounds requires extra work, introduces error, or sacrifices per-deal visibility entirely. The goal of dealer management software is to eliminate this manual overhead — and on floor plan tracking specifically, most DMS options have not delivered on that promise.
Is Floor Plan Tracking Worth $39 per Month?
The Simple Math on Whether FoxDMS Pays for Itself
FoxDMS costs $39/month — $468 per year. That is the full price. No per-user fees, no setup costs, no contract.
Consider what happens on a single miscalculated deal. A dealer who sold a vehicle for $2,000 gross but did not account for $900 in floor plan interest effectively lost $900 without realizing it. If floor plan tracking reveals even one deal per year that you would have otherwise priced to break even, the software has paid for itself.
Dealers running 30 to 100+ cars per year through floor plan financing encounter this scenario regularly. A car that sat 90 days at a 2% monthly rate on a $15,000 floor plan amount has $900 in interest cost. A car at $20,000 for the same period has $1,200. These are not edge cases — they are normal inventory cycles.
Frequently Asked Questions About Floor Plan Tracking Software
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